Does contents insurance cover a broken washing machine?
Water damage from a broken washing machine is unfortunately a regular occurrence. What about insurance? Does your home contents insurance pay out in the event of a broken washing machine? We explain.
Is damage from a broken washing machine covered by contents insurance?
A washing machine leak is very common. This is because a washing machine has many different places where a leak can occur. The water damage caused by leakage from your washing machine is often large because, for many people the washing machine is on the top floor. Usually a broken or porous drain (hose) is the cause of water damage. It is also common for the washing machine hose to vibrate out of the drain pipe during the spin cycle. By properly securing the hose in the drain pipe and possibly extra securing it with tape, you can try to prevent this from happening.
Can you recover water damage from your contents insurance due to the broken washing machine?
In many cases, you are simply insured for water damage. A breakdown of your washing machine is an unforeseen event beyond your control. The damage caused by leakage can be very extensive. The walls may be wet or the floor may be under water. A lot of misery you don't want. With home contents insurance you are in most cases insured for water damage caused by your washing machine. Read more about your home contents insurance coverage in case of water damage here.
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What do I get reimbursed for a broken washing machine?
It is important that when you notice water damage, find out the cause of the water damage and address it as soon as possible. Bring your belongings to safety and, if possible, take photos of the water damage. Report water damage by phone or online to your insurer or agent. They can often tell you right away if your damage is covered.
Exactly what will be reimbursed by your contents insurance depends on the situation and your insurance coverage. In most cases, an inspector will visit you to inspect the damage. He will find out the cause of the water damage and determine whether or not you will receive compensation.
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