What is the cost of contents insurance per month?
You are planning to purchase contents insurance. It is not so easy to find a suitable household contents insurance. In fact, there are many insurers who offer this insurance and often at different premiums as well. It is important to understand the cost of contents insurance so that you can make a good decision.
How is contents insurance premium calculated?
The premium of contents insurance is different for everyone. This is because the premium depends on a number of factors:
- The insured amount (the higher the amount, the higher the premium)
- The coverage chosen (if the coverage is larger, the premium is also higher)
- The deductible (the higher your deductible, the more discount you have on your premium)
- Location (in major cities, insurers charge a surcharge)
How do I calculate the value of my contents?
Do you want to take out a new household insurance policy? Or is something changing on your current household insurance policy? Then you need to calculate the value of your household insurance. You can use a handy tool, namely the household contents value meter. You will get an estimate of the value of your household contents, which you can pass on to your insurer. Using this tool also guarantees you against underinsurance.
Taking out household contents insurance? Calculate your premium!
Do I have to pay the premium monthly?
You can choose to pay the premium for your contents insurance on a monthly basis. Most insurers also accept it if you want to pay the premium quarterly, semi-annually or annually.
Is there much difference between insurers in terms of cost of contents insurance?
When comparing premiums from different insurers, keep in mind that you are not comparing two different things. You can only compare correctly if the policies are similar in content and coverage. We are in contact with several insurers and can help you well towards finding the right premium. You can reach us by calling 088 - 688 37 00 or you can calculate your premium yourself with our handy tool.
Can my contents insurance premium be adjusted mid-term?
Every year, all insurers look at the total claim burden and compare it to the total premium receipts. If the cost of claims is higher than the premium income, the insurer may increase your premium. They make these premium adjustments per the contract expiration date.
Your contents insurance premium may also change if something changes in your current situation, for example:
- you are moving
- you have the insured amount adjusted
Such adjustments may increase or decrease the risk to the insurer. Thus, this may affect your premium.
Never underinsured
Put together your own package
A wide range
We compare all insurers for you, saves time again
Help from our experts
Can't figure it out? Our experts are always ready to help you
We can be reached via chat, WhatsApp, phone or email
Questions? Contact us if you want to know more.
We are here today until 6 p.m.