What does all-risk contents insurance cover?
When you want to purchase contents insurance, you can choose from a variety of coverages. Based on your needs, you can choose the coverage that best suits your situation. There are different coverages, namely: comprehensive, extra comprehensive and most comprehensive. The latter is also known as all-risk coverage.
What items are included in contents?
All belongings in your home are covered by your contents insurance. Think of things like your bed, closet and rug. However, there are some items excluded from contents insurance. This applies to items that are attached to the earth and nails. Think of a glued parquet floor or kitchen.
What is all-risk contents insurance?
All-risk contents insurance is thus the most comprehensive contents insurance. With this insurance, all unforeseen damages and external calamities are covered. If you drop your tablet or mobile phone, this will also be covered. However, damages that fall under catastrophe risks are excluded. These include earthquakes, floods, acts of war and nuclear reactions. More damages may be excluded. So always read the terms and conditions of your policy carefully.
Can you get all-risk contents insurance with no deductible?
Many times you can choose how high you want your deductible to be. The higher your deductible is, the lower your premium will be. However, there are also insurance companies that require a minimum deductible of 100 euros. So it really varies per insurance company how high your deductible is. If you do not want a deductible at all, you can ask our staff which insurance companies offer insurance without a deductible.
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Can I purchase all-risk contents insurance online?
It is certainly possible to purchase all-risk contents insurance online. Through this website, you can easily apply for all-risk contents insurance. We have put together a handy tool that allows you to calculate your contents insurance. However, you will need information about your home and the estimated value of your contents in order to calculate.
In addition to being able to purchase contents insurance online, you can of course always reach us at 085 - 029 5184. We can be reached by phone every working day from 08:00 to 18:00. We can then go through the options with you and also compare insurance policies.
Can I also get all-risk contents insurance when I have special features?
If you have had a disagreement with an insurer in the past, you might not be able to purchase a new household insurance policy. Disagreement means, for example, that your insurance was terminated because of failure to pay your premium on time. Or that you are registered with the CIS Foundation. Most insurers will not accept you for contents insurance.
We at inboedelverzekering.nl always think with you and always look for an appropriate solution. We have an agreement with insurer De Vereende. This insurer accepts almost everyone, including persons with a CIS registration. Unfortunately it is not possible to take out an all-risk household contents insurance. However, you can take out standard contents insurance here. This insurance covers damage to your household contents due to fire, theft, storm and leakage. You cannot take out insurance with De Vereende yourself. You should therefore contact us for a standard household contents insurance with De Vereende. We can be reached by telephone every working day from 08:00 - 18:00 hours on the number 085 - 029 5184.
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